Wahyu, Didin Rasyiddin, Fitri Sofyani, Munawaroh Munawaroh, Wahyu Widodo, and Mamay Komarudin. “The Effect of Capital Adequacy Ratio (CAR) and Debt to Equity Ratio (DER) on Return On Asset (ROA) in State-Owned Banks Listed on the Indonesia Stock Exchange”. Bina Bangsa International Journal of Business and Management 4, no. 1 (April 30, 2024): 146–155. Accessed June 24, 2026. https://bbijbm.lppmbinabangsa.ac.id/index.php/home/article/view/86.