Panggabean, Dewi Febryanti, Muhammad Irwan Padli Nasution, and Sri Suci Ayu Sundari. “Effect Of Benefits, Convenience, Security, And Features Services To Student Interest In Use Of Funds As E-Wallet”. Bina Bangsa International Journal of Business and Management 4, no. 1 (April 30, 2024): 48–54. Accessed November 6, 2025. https://bbijbm.lppmbinabangsa.ac.id/index.php/home/article/view/76.